# Creates the Desenrola Brasil program, to renegotiate the debts of individuals in default.

- Bill: PL 2685/2022
- Subject: [Taxes and Economy](https://votodeverdade.com.br/en/assunto/impostos-e-economia/)
- Latest vote: September 5, 2023
- Page: https://votodeverdade.com.br/en/projeto/2336393/
- Official text: https://www.camara.leg.br/proposicoesWeb/prop_mostrarintegra?codteor=2212050 (The official text is in Portuguese, as it was voted.)

## Summary

Creates the Desenrola Brasil program, to renegotiate the debts of individuals in default. It also sets rules to make access to credit easier and to reduce the risks of default and over-indebtedness. Amends the CLT, the Civil Code and other laws, and repeals Provisional Measure No. 1.176/2023.

## Key points

- Establishes the emergency program Desenrola Brasil to renegotiate the debts of individuals in default
- Sets rules to make access to credit easier and to mitigate the risks of default and over-indebtedness
- Amends the CLT, the Civil Code and Laws 10.522/2002 and 12.087/2009
- Repeals a provision of the Electoral Code and Provisional Measure No. 1.176/2023

## Votes

- September 5, 2023: approved, vote type: symbolic (no vote recorded for each deputy). Global substitute sub-amendment to Bill No. 2.685 of 2022 approved, as adopted by the rapporteur of the Committee on Finance and Taxation, except for the separate votes.

---
Subject and summary are written by artificial intelligence and can contain errors; the official text of each bill is always available on the Chamber's website. How artificial intelligence is used: https://votodeverdade.com.br/en/inteligencia-artificial/. No grades, no rankings.