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Voto de Verdade

Beta version. Voto de Verdade is under development: it may contain errors and change without notice. When in doubt, check the Chamber's official text.

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The bill changes Law No. 12.409/2011 to alter the rules of the Housing Insurance of the Housing Finance System (SH/SFH).

PL 5464/2023 · latest vote on July 16, 2025

The bill changes Law No. 12.409/2011 to alter the rules of the Housing Insurance of the Housing Finance System (SH/SFH). The official summary (ementa) does not detail which rules will be changed.

Key points and official text

Key points

  • Amends Law No. 12.409 of May 25, 2011
  • Deals with the Housing Insurance of the Housing Finance System (SH/SFH)
  • The official summary (ementa) does not explain which specific rules change

Official text (PL 5464/2023)

The official text is in Portuguese, as it was voted.

Altera a Lei nº 12.409, de 25 de maio de 2011, para dispor sobre as normas que regulam o Seguro Habitacional do Sistema Financeiro da Habitação -SH/SFH.

Read the full text on the Chamber's website

How each deputy voted

Symbolic vote: the result was announced without recording each deputy's vote.

Subject: Infrastructure and Transport. Subject and summary are written by artificial intelligence and can contain errors; the official text of each bill is always available on the Chamber's website. How artificial intelligence is used