# The bill changes Law No. 12.409/2011 to alter the rules of the Housing Insurance of the Housing Finance System (SH/SFH).

- Bill: PL 5464/2023
- Subject: [Infrastructure and Transport](https://votodeverdade.com.br/en/assunto/infraestrutura-e-transporte/)
- Latest vote: July 16, 2025
- Page: https://votodeverdade.com.br/en/projeto/2403442/
- Official text: https://www.camara.leg.br/proposicoesWeb/prop_mostrarintegra?codteor=2358701 (The official text is in Portuguese, as it was voted.)

## Summary

The bill changes Law No. 12.409/2011 to alter the rules of the Housing Insurance of the Housing Finance System (SH/SFH). The official summary (ementa) does not detail which rules will be changed.

## Key points

- Amends Law No. 12.409 of May 25, 2011
- Deals with the Housing Insurance of the Housing Finance System (SH/SFH)
- The official summary (ementa) does not explain which specific rules change

## Votes

- July 16, 2025: approved, vote type: symbolic (no vote recorded for each deputy). Approved the Substitute Text to Bill No. 5.464 of 2023, adopted by the rapporteur of the Committee on Finance and Taxation.

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Subject and summary are written by artificial intelligence and can contain errors; the official text of each bill is always available on the Chamber's website. How artificial intelligence is used: https://votodeverdade.com.br/en/inteligencia-artificial/. No grades, no rankings.