# Changes the law on payroll-deductible loans (crédito consignado), which are loans repaid by direct deduction from the paycheck.

- Bill: MPV 1292/2025
- Subject: [Taxes and Economy](https://votodeverdade.com.br/en/assunto/impostos-e-economia/)
- Latest vote: June 25, 2025
- Page: https://votodeverdade.com.br/en/projeto/2486800/
- Official text: https://www.camara.leg.br/proposicoesWeb/prop_mostrarintegra?codteor=2868075 (The official text is in Portuguese, as it was voted.)

## Summary

Changes the law on payroll-deductible loans (crédito consignado), which are loans repaid by direct deduction from the paycheck. The official summary (ementa) says the change deals with how these loans work through digital systems or platforms. It applies to CLT employees, rural workers, domestic workers and non-employee directors with FGTS.

## Key points

- Amends Law No. 10.820/2003, on payroll-deductible loans
- Deals with how payroll-deductible loans operate through digital systems or platforms
- Covers CLT employees, rural workers and domestic workers
- Includes non-employee directors entitled to the FGTS

## Votes

- June 25, 2025: approved, vote type: symbolic (no vote recorded for each deputy). Approved: Provisional Measure No. 1.292 of 2025, in the form of the conversion bill, except for the separate votes.

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Subject and summary are written by artificial intelligence and can contain errors; the official text of each bill is always available on the Chamber's website. How artificial intelligence is used: https://votodeverdade.com.br/en/inteligencia-artificial/. No grades, no rankings.