The official summary (ementa) deals with consigned loans (with direct deduction from the benefit) made without the beneficiary's authorization, and changes laws on the subject and the Statute of the Elderly.
The official summary (ementa) deals with consigned loans (with direct deduction from the benefit) made without the beneficiary's authorization, and changes laws on the subject and the Statute of the Elderly. It also provides for treating as a discriminatory practice a conduct that the official summary does not detail.
Key points and official text
Key points
- Changes Laws 10.820/2003 and 14.509/2022 on consigned credit without the beneficiary's authorization
- Changes the Statute of the Elderly to define a conduct as a discriminatory practice
- The original official summary (ementa) provided for notarized approval of consigned loans of INSS retirees or pensioners
Official text (PL 4089/2023)
The official text is in Portuguese, as it was voted.
Torna obrigatória a homologação em cartório de todo contrato de empréstimo consignado a ser efetuado por aposentado ou pensionista do INSS. NOVA EMENTA: Altera as Leis nºs 10.820, de 17 de dezembro de 2003, e 14.509, de 27 de dezembro de 2022, para dispor sobre a concessão de crédito consignado sem autorização do beneficiário, e a Lei nº 10.741, de 1º de outubro de 2003 (Estatuto da Pessoa Idosa), para caracterizar como prática discriminatória a conduta que especifica.
How each deputy voted
Symbolic vote: the result was announced without recording each deputy's vote.
Subject: Labor and Rights. Subject and summary are written by artificial intelligence and can contain errors; the official text of each bill is always available on the Chamber's website. How artificial intelligence is used