# The official summary (ementa) deals with consigned loans (with direct deduction from the benefit) made without the beneficiary's authorization, and changes laws on the subject and the Statute of the…

- Bill: PL 4089/2023
- Subject: [Labor and Rights](https://votodeverdade.com.br/en/assunto/trabalho-e-direitos/)
- Latest vote: August 9, 2023
- Page: https://votodeverdade.com.br/en/projeto/369205/
- Official text: https://www.camara.leg.br/proposicoesWeb/prop_mostrarintegra?codteor=507672 (The official text is in Portuguese, as it was voted.)

## Summary

The official summary (ementa) deals with consigned loans (with direct deduction from the benefit) made without the beneficiary's authorization, and changes laws on the subject and the Statute of the Elderly. It also provides for treating as a discriminatory practice a conduct that the official summary does not detail.

## Key points

- Changes Laws 10.820/2003 and 14.509/2022 on consigned credit without the beneficiary's authorization
- Changes the Statute of the Elderly to define a conduct as a discriminatory practice
- The original official summary (ementa) provided for notarized approval of consigned loans of INSS retirees or pensioners

## Votes

- August 9, 2023: approved, vote type: symbolic (no vote recorded for each deputy). Approved the Global Substitute Sub-amendment to Bill No. 2.131 of 2007, adopted by the Rapporteur of the Committee for the Defense of the Rights of Elderly Persons.

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Subject and summary are written by artificial intelligence and can contain errors; the official text of each bill is always available on the Chamber's website. How artificial intelligence is used: https://votodeverdade.com.br/en/inteligencia-artificial/. No grades, no rankings.